Mutual Funds

Making sense of mutual funds and other financial products can often be challenging. At Plan4Retire, LLC., we strive to educate you on what mutual fund terms like “share classes,” “loads,” “expenses and fees” mean to you. We also advise you on which products might fit best with your financial planning goals.

Mutual funds typically have A and C share classes with varying fees for each class. There are also R shares (used in retirement plans) and I shares (that do not charge front or back end loads used in fee based accounts ). Loads refer to the sales charge linked to the entry or exit of the mutual fund.  We will explain the different types of shares and associated fees with you when determining the right mutual funds for your estate planning needs.


Securities, Investment Advisory Services and Insurance offered through Thurston Springer Financial, a registered Broker-Dealer (Member FINRA & SIPC), SEC-Registered Investment Adviser Firm, and Indiana Insurance Agency.  Corporate Headquarters & OSJ: 9000 Keystone Crossing, Seventh Floor, Indianapolis, IN 46240 [toll free] 1.800.433.8049 [website] 

Roy Neal is a registered associate of Thurston Springer and is doing business as Plan4Retire. Plan4Retire is independent of Thurston Springer.