Variable annuities have increased in popularity through the years as a viable retirement planning product. There are several different types of variable annuities, and knowing the “in’s” and “out’s” of the products is the job of your financial advisor. At Plan4Retire, LLC., we inform clients about the different variable annuity products available, and we provide recommendations according to your estate planning needs.

Types of variable annuities that Retirement & Estate Planning Services offer include Guaranteed Minimum Income Benefit (GMIB), Guaranteed Minimum Withdrawal Benefit (GMWB), Guaranteed Lifetime Withdrawal Benefit (GLWB) and Guaranteed Minimum Accumulation Benefit (GMAB) Riders. There are also long term care riders available with some annuities that may benefit some individiauls.


Securities, Investment Advisory Services and Insurance offered through Thurston Springer Financial, a registered Broker-Dealer (Member FINRA & SIPC), SEC-Registered Investment Adviser Firm, and Indiana Insurance Agency.  Corporate Headquarters & OSJ: 9000 Keystone Crossing, Seventh Floor, Indianapolis, IN 46240 [toll free] 1.800.433.8049 [website] 

Roy Neal is a registered associate of Thurston Springer and is doing business as Plan4Retire. Plan4Retire is independent of Thurston Springer.